The increased needs are making hundreds of Ugandans focused on looking for what to spend without thinking how to minimize their expenses. Patricia Awori is one of many Ugandans who has managed to account for her earnings and expenditures. “I make sure when I get my income, I know I have savings, I have a tithe to give and I have to account my expenditure. How I do that is every day I plan for everything I do.” Patricia Awori – Finance Officer.

This, she says has helped her to cater for her future needs but more importantly being in a position to know how much she earns, spends and how she can reduce her expenditures. “It has helped me not to want so much and be comfortable with what I have, I know that maybe tomorrow I will be a better person and I will work harder to improve myself.” However, some admit to being difficult to be accountable to their incomes arguing that it is easier to account for a company or someone else’s money. “You find yourself when you calculate that money end of the month that’s almost beyond the money you are earning.” “If you affect what is much you may end up getting that from the account as in for usage. But save what is minimal or which is just enough in order to make a move on.” “The little we get we save it, so when you save it when you buy some other things and you come to the business, you go where you save and complain then they give you the money and then you add on the business.”
For those who are embracing personal accounting for their money, their experience is different. The question of when and what to account for becomes another issue.